Enterprise Stablecoin Infrastructure
The Regulatory Control Plane for Stablecoin Payments.
Brackt enables banks to orchestrate stablecoin transactions with full compliance, real-time monitoring, and bank-grade infrastructure.
Current Landscape
Regulations: Fragmented by design, not operationalized in practice.
The stablecoin stack exists — issuers, chains, wallets, rails — but compliance controls are applied too late, or not at all.
Fragmented Stack
Regulatory Complexity
What this costs you
Delayed Revenue
6–12 months of integration per corridor. At $3.75M+ per corridor, time-to-market is the most expensive line item.
Compliance Gaps
Jurisdiction changes cascade into manual updates across six vendors — often after transactions execute.
Operational Drag
Six audit trails, six SLAs. $900K–$1.35M in engineering time spent on maintenance, not product.
Trapped Liquidity
Fragmented settlement forces over-collateralization — $400K+ in working capital that could be redeployed.
The Solution
One policy layer. Every rail. Before execution.
Not a compliance detector. A compliance enforcer.
Regulatory Enforcement
GENIUS Act, MiCA, VARA, FATF — enforced before execution, updated as law changes.
Enterprise Policy Engine
You author the rules. Brackt enforces them exactly — limits, jurisdictions, velocity thresholds.
Continuous Audit Proof
Every decision logged with its governing policy version. One audit trail instead of six.
Business Value
The ROI of a control plane.
Revenue Acceleration
$3.75M+
per corridor, per year
6–12 month time-to-market reduction per new payment corridor.
Decision Quality
$750K+
per year
False-positive reduction cuts manual review costs by 50%+.
Operational Efficiency
$900K–$1.35M
per year
Engineering time recovered from multi-vendor reconciliation.
Friction Reduction
$3.6M+
per year
Customer drop-off and compliance-delay churn eliminated.
Capital Efficiency
$400K+
per year
Working capital freed from over-collateralization buffers.
Penalty Avoidance
$1M–$50M+
per incident, avoided
OFAC violations start at $1M per incident. MiCA fines reach €5M or 10% of annual turnover. VARA penalties up to AED 50M. Pre-execution enforcement eliminates the exposure before it happens.
Use Cases
Built for every regulated flow
Vendor Payments
Compliant payouts to global suppliers with per-counterparty enforcement.
Merchant Settlements
On-chain settlement with jurisdiction-aware routing and audit records.
Liquidity Management
Multi-chain treasury optimization governed by policy, not manual review.
Cross-Border Payroll
Multi-jurisdiction salary disbursements with per-country enforcement.
Treasury Operations
Policy-governed capital movements with continuous audit proof.
Correspondent Banking
Interbank transfers with FATF Travel Rule enforcement built in.
Ecosystem
The full stack, without the integration tax.
Brackt partners with best-in-class vendors to bring the complete compliance stack — so enterprises don’t have to source, evaluate, and wire up each component themselves.
Know Your Business
Entity verification enforced as a policy condition before any transaction clears.
Enhanced Due Diligence
Deep counterparty risk profiling wired directly into policy decisions.
On-Chain Analytics
Wallet scoring and exposure analysis applied at the point of decision.
Travel Rule Enforcement
FATF Travel Rule across VASPs — automated, logged, no manual handoffs.
Disclosure Obligations
Regulatory reporting delivered to the right authority, on time, every time.
Transaction Orchestration
Chain-native routing and settlement interfacing directly with the underlying blockchains.
Trust
Compliance built in. Not bolted on.
MiCA compliant, VARA licensed, and SOC 2 Type II certified — see exactly how enterprise and regulatory policy are enforced in real time.
Explore Trust & ComplianceFAQ
Frequently asked questions
What is a Policy Control Plane?+
A Policy Control Plane is a layer that sits above your execution infrastructure — issuers, chains, wallets, rails — and determines whether a transaction is allowed before it executes. Unlike compliance tools that detect and report, a PCP enforces before money moves. Brackt is the first PCP built for regulated stablecoin payments.
Are you making compliance decisions for us?+
No. You author your enterprise-specific policies, and Brackt enforces them exactly as written — Brackt has zero discretion. In parallel, Brackt enforces mandatory regulatory requirements (GENIUS Act, CLARITY Act, MiCA, VARA, Patriot Act, FATF) so your policies are never executed in violation of the law.
Are you just another compliance vendor?+
No — most compliance tools detect and report. Brackt enforces and orchestrates. Compliance vendors are smoke detectors. Brackt is the fire code.
How does Brackt stay current with changing regulations?+
Brackt maintains a live regulatory layer covering GENIUS Act, MiCA, VARA, Patriot Act, FATF, BSA, and others. When regulations change, updates propagate automatically — no re-integration required across your stack.
What happens if Brackt goes down?+
Brackt is designed to fail safe, not fail closed. Funds do not get stuck, and your underlying systems continue operating under the last valid, compliant policy state.
How long does it take to get value from Brackt?+
Most customers see value in weeks, not quarters. Start with a narrow scope and expand without re-architecting. Time-to-enforcement is typically 6–8 weeks from kickoff.
Does Brackt increase vendor lock-in?+
No — it reduces it. Because policy lives above vendors, you can swap issuers, chains, or rails without rewriting your compliance controls. Brackt is the stable layer; vendors become interchangeable underneath it.
What stablecoins and chains does Brackt support?+
Brackt is asset and chain agnostic at the policy layer. Current production support includes USDC, USDT, and PYUSD across Ethereum, Solana, Base, and Polygon. Policy controls defined once automatically apply to new instruments as they are onboarded.
Ready to work with us?
Join leading banks in transforming stablecoin operations with Brackt.